Ariel Gore says in one of her books, and I'm paraphrasing here, if you have to choose between spending money on a therapist or spending money on a housekeeper, choose the housekeeper.
I can already hear it, though: "Wait, you're a stay-at-home mom, why on earth would you need a housekeeper?" I'm lucky, if you want to call it that. I have had fibromyalgia and then a heart condition through much of my stay-at-home career, so I have an "excuse." But I heartily recommend housekeeping help for healthy homemakers as well. If you have the money, it's very well spent.